Disclosure

Important Disclosures

1. Source of Commission

All commissions are paid directly by the respective Asset Management Companies (AMCs) and are embedded within the Total Expense Ratio (TER) of the respective Mutual Fund Scheme as permitted under SEBI regulations.

No additional amount is charged separately to investors by Neeraj Jain towards such commissions.

2. Nature of Compensation

Neeraj Jain primarily receives trail commissions linked to the value of investments remaining invested in the schemes.

The actual commission received may vary across:

• AMCs
• Schemes
• Product Categories
• Investor Segments
• Commission Slabs prescribed by AMCs

3. Conflict of Interest

Neeraj Jain endeavors to act in the best interests of investors while recommending suitable investment products.

The level of service, support, operational assistance, and investor engagement provided by Neeraj Jain is not influenced by the commission received from any AMC.

4. Investor Access to Commission Information

Investors may refer to their Consolidated Account Statement (CAS) issued by the Registrar or the AMC, which reflects the total commission paid to distributors for their investments.

5. Regular Plans

Investments facilitated through Neeraj Jain are executed only under the Regular Plan category of Mutual Fund schemes.

Investors should note that distributor commissions are payable only under Regular Plans and are not applicable under Direct Plans.

6. Classification of Schemes

For the purpose of this disclosure:

Equity-Oriented Schemes include:

• Equity Mutual Funds
• Equity-Oriented Hybrid Funds
• Arbitrage Funds
• Other schemes classified as equity-oriented under prevailing tax and regulatory provisions

Debt-Oriented Schemes include:

• Debt Funds
• Liquid Funds
• Money Market Funds
• Ultra Short Duration Funds
• Corporate Bond Funds
• Gilt Funds
• Other non-equity-oriented schemes

7. Changes in Commission Structure

Commission structures are determined by the respective AMCs and may change from time to time without prior notice.

Neeraj Jain reserves the right to update this disclosure periodically to reflect changes in commission structures, regulatory requirements, or business practices.

Investors are advised to review the latest disclosure available on our website before making investment decisions.

8. Transaction Charges

Neeraj Jain has opted out of charging transaction charges under the provisions permitted by SEBI for Mutual Fund transactions.

Accordingly, transaction charges shall not be levied on eligible Mutual Fund purchases routed through Neeraj Jain unless otherwise required by future regulatory changes.

Risk Disclosure and Regulatory Disclaimer

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Past performance may or may not be sustained in the future and is not a guarantee of future returns. The value of investments and the income from them may go up or down depending on market conditions and other factors. Investors may lose part or all of their invested capital.

The information, views, opinions, and recommendations provided are based on publicly available information and are intended solely for general information and investor awareness. They should not be construed as a guarantee of returns or as a promise regarding the future performance of any scheme, security, asset class, or investment strategy.

Investment recommendations, if any, are made based on the information provided by the investor and are subject to changes in market conditions, taxation laws, regulatory provisions, and other relevant factors. Investors are advised to independently evaluate the suitability, risks, costs, and tax implications of any investment before making an investment decision and, where necessary, seek independent professional advice.

There is no assurance or guarantee that the investment objectives of any mutual fund scheme or investment product will be achieved.

Investors should carefully consider all applicable charges, including exit loads, expense ratios (TER), taxes, and other costs, before investing.

Neeraj Jain is registered with AMFI as a Mutual Fund Distributor and distributes Mutual Fund schemes under the Regular Plan category. As a distributor, Neeraj Jain receives commissions from Asset Management Companies (AMCs), including upfront commissions (where permitted by regulations) and/or trail commissions. Details of commissions and other disclosures shall be made available to investors in accordance with applicable regulatory requirements.

Registration with AMFI, ARN registration, or empanelment with any AMC does not imply any assurance regarding the quality of service, performance of any scheme, or returns to investors.

Investments are subject to market risks, liquidity risks, credit risks, interest rate risks, and other risks as detailed in the respective Scheme Information Document (SID), Key Information Memorandum (KIM), and Statement of Additional Information (SAI). Investors should read all relevant documents carefully before investing.

Additional Commission Disclosure

Where Neeraj Jain receives distributor commission or other remuneration from Asset Management Companies (AMCs) in connection with mutual fund distribution, applicable commission information will be disclosed to investors in accordance with applicable regulatory requirements.

Commission rates can vary by scheme, plan, AMC and applicable regulatory arrangements. The following ranges are indicative only and may change as actual rates are received from AMCs:

These ranges are indicative only and are not a statement of the current commission applicable to any particular scheme. Actual rates should be verified from the applicable AMC/distributor disclosure before investment.